(STACKER) – Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don’t look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it’s not nearly enough. But what about Springfield, Illinois?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Springfield, Illinois right now. Listings below $500,000 were included if necessary.

26 Circle Dr, Chatham, IL 62629
– Price: $430,000
– 8 bedrooms, 4 bathrooms
– Square feet: 3,150
– See 26 Circle Dr, Chatham, IL 62629 on Redfin.com

4 Red Bud Run, Sherman, IL 62684
– Price: $469,900
– 5 bedrooms, 3.5 bathrooms
– Square feet: 4,079
– See 4 Red Bud Run, Sherman, IL 62684 on Redfin.com

61 Taft Dr, Rochester, IL 62563
– Price: $374,999
– 5 bedrooms, 3.5 bathrooms
– Square feet: 3,424
– See 61 Taft Dr, Rochester, IL 62563 on Redfin.com

918 Cypress Dr, Chatham, IL 62629
– Price: $489,900
– 5 bedrooms, 3.5 bathrooms
– Square feet: 3,310
– See 918 Cypress Dr, Chatham, IL 62629 on Redfin.com

15263 Hilltop St, Petersburg, IL 62675
– Price: $450,000
– 5 bedrooms, 2.5 bathrooms
– Square feet: 5,596
– See 15263 Hilltop St, Petersburg, IL 62675 on Redfin.com

65 Linden Ln, Springfield, IL 62712
– Price: $464,500
– 5 bedrooms, 2.5 bathrooms
– Square feet: 3,189
– See 65 Linden Ln, Springfield, IL 62712 on Redfin.com

3805 West Bluffs Rd, Springfield, IL 62711
– Price: $429,000
– 4 bedrooms, 4 bathrooms
– Square feet: 3,193
– See 3805 West Bluffs Rd, Springfield, IL 62711 on Redfin.com

3704 Crystal Spring Dr, Springfield, IL 62711
– Price: $460,000
– 4 bedrooms, 3.5 bathrooms
– Square feet: 3,706
– See 3704 Crystal Spring Dr, Springfield, IL 62711 on Redfin.com

2214 Hopwood Dr, Chatham, IL 62629
– Price: $485,000
– 4 bedrooms, 3.5 bathrooms
– Square feet: 3,142
– See 2214 Hopwood Dr, Chatham, IL 62629 on Redfin.com

3802 Sugar Loaf Dr, Springfield, IL 62711
– Price: $444,000
– 4 bedrooms, 3.5 bathrooms
– Square feet: 2,539
– See 3802 Sugar Loaf Dr, Springfield, IL 62711 on Redfin.com

8200 New City Rd, Rochester, IL 62563
– Price: $459,900
– 4 bedrooms, 3.5 bathrooms
– Square feet: 2,116
– See 8200 New City Rd, Rochester, IL 62563 on Redfin.com

2501 Kipling Dr, Springfield, IL 62711
– Price: $495,000
– 4 bedrooms, 3 bathrooms
– Square feet: 4,062
– See 2501 Kipling Dr, Springfield, IL 62711 on Redfin.com

104 Northwoods Ct, Chatham, IL 62629
– Price: $479,900
– 4 bedrooms, 3 bathrooms
– Square feet: 4,000
– See 104 Northwoods Ct, Chatham, IL 62629 on Redfin.com

8033 Wilson Ter, Springfield, IL 62712
– Price: $390,000
– 4 bedrooms, 3 bathrooms
– Square feet: 3,649
– See 8033 Wilson Ter, Springfield, IL 62712 on Redfin.com

1847 New Salem Church Rd, New Berlin, IL 62670
– Price: $449,000
– 4 bedrooms, 3 bathrooms
– Square feet: 3,536
– See 1847 New Salem Church Rd, New Berlin, IL 62670 on Redfin.com

409 N Durkin Dr, Springfield, IL 62702
– Price: $389,000
– 4 bedrooms, 2.5 bathrooms
– Square feet: 3,080
– See 409 N Durkin Dr, Springfield, IL 62702 on Redfin.com

1600 E Spruce St, Chatham, IL 62629
– Price: $464,900
– 4 bedrooms, 2.5 bathrooms
– Square feet: 2,812
– See 1600 E Spruce St, Chatham, IL 62629 on Redfin.com

300 Hodges Ct, Chatham, IL 62629
– Price: $454,900
– 4 bedrooms, 2.5 bathrooms
– Square feet: 2,158
– See 300 Hodges Ct, Chatham, IL 62629 on Redfin.com

304 Hodges Ct, Chatham, IL 62629
– Price: $452,900
– 4 bedrooms, 2.5 bathrooms
– Square feet: 2,100
– See 304 Hodges Ct, Chatham, IL 62629 on Redfin.com

4117 Gaskell Dr, Springfield, IL 62711
– Price: $389,000
– 3 bedrooms, 3.5 bathrooms
– Square feet: 3,084
– See 4117 Gaskell Dr, Springfield, IL 62711 on Redfin.com

5622 N Lake Rd, Springfield, IL 62711
– Price: $369,900
– 3 bedrooms, 3.5 bathrooms
– Square feet: 2,964
– See 5622 N Lake Rd, Springfield, IL 62711 on Redfin.com

3200 Greenbriar Dr, Springfield, IL 62711
– Price: $459,900
– 3 bedrooms, 3 bathrooms
– Square feet: 2,457
– See 3200 Greenbriar Dr, Springfield, IL 62711 on Redfin.com

1529 Williams Blvd, Springfield, IL 62704
– Price: $389,900
– 3 bedrooms, 3 bathrooms
– Square feet: 2,323
– See 1529 Williams Blvd, Springfield, IL 62704 on Redfin.com

17531 Old Fairgrounds Rd, Petersburg, IL 62675
– Price: $479,900
– 3 bedrooms, 2.5 bathrooms
– Square feet: 3,323
– See 17531 Old Fairgrounds Rd, Petersburg, IL 62675 on Redfin.com

2530 River Bluff Rd, Mechanicsburg, IL 62545
– Price: $375,000
– 3 bedrooms, 2.5 bathrooms
– Square feet: 2,803
– See 2530 River Bluff Rd, Mechanicsburg, IL 62545 on Redfin.com

68 Moonlight Ct, Chatham, IL 62629
– Price: $449,000
– 3 bedrooms, 2.5 bathrooms
– Square feet: 1,695
– See 68 Moonlight Ct, Chatham, IL 62629 on Redfin.com

5302 Verdant Ln, Springfield, IL 62711
– Price: $450,000
– 3 bedrooms, 2 bathrooms
– Square feet: 1,850
– See 5302 Verdant Ln, Springfield, IL 62711 on Redfin.com

1404 Winston Dr, Springfield, IL 62711
– Price: $469,900
– 3 bedrooms, 2 bathrooms
– Square feet: 1,821
– See 1404 Winston Dr, Springfield, IL 62711 on Redfin.com

4621 Eugene Ct, Springfield, IL 62711
– Price: $389,900
– 2 bedrooms, 2.5 bathrooms
– Square feet: 1,722
– See 4621 Eugene Ct, Springfield, IL 62711 on Redfin.com

25 Club Area, Springfield, IL 62712
– Price: $500,000
– 1 bedroom, 2 bathrooms
– Square feet: 6,403
– See 25 Club Area, Springfield, IL 62712 on Redfin.com

This story was produced by Redfin Real Estate and reviewed and distributed by Stacker.